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Mortgage approval
 
What do i need to pre-qualify?
Choice Loan

Application Information (For All Applicants)

  • Home address(es) for the previous two years
  • Your social security number(s)
  • Employment information for the previous two years including employer name, address and phone number
  • Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement and any other source of ongoing income
  • Liquid assets including bank name, account type, balance, and source of down payment
  • Other assets including the value of bonds, stocks, life insurance, retirement funds, jewelry, automobiles, etc.
  • Liabilities including creditor names and outstanding balances for all debts including notes payable, 401(k) loans, life insurance loans, stock pledges, alimony, child support, co-sign loans, credit union loans, and other liabilities
  • Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues


Property Information

  • Purchase contract
  • Planned Unit Development (PUD), condominium or co-op:
    • Name of development or project
    • Phone number of the homeowner's association (if applicable)
  • New Construction:
    • Year land or lot was acquired
    • Original cost of land/lot
    • Amount of liens
    • Estimated cost of construction
  • Refinance loans:
    • Year property was acquired
    • Original cost of the home
    • Cost of improvements
    • Amount of liens
    • Description of improvements


When you apply for your loan, you'll be asked to pay a fee that can be charged to any major credit card. This non-refundable fee will be applied toward the cost of the property appraisal and credit report. If you apply in person, you have the option of paying this fee by check.

The next steps:
Contact Choice Mortgage to answer any of your questions -- or to get started today.

For your protection, we remind you that this is an unsecured email service that is not intended for sending confidential or sensitive information. 
Please do not include your social security number, account number, or any other personal or financial information in the content of the email.

  • Carl Mazzan
    Choice Mortgage Representative
    8100 Boone Blvd. #120
    Vienna, VA 22182

    Office: (888) 761.1190
    Fax: (703) 761.1196
    Mobile: (703) 408.9214
  • Donald Metcalf
    Choice Mortgage Representative
    8442 Old Keene Mill Rd.
    Springfield, VA 22512

    Office: (703) 451.0811
    Fax: (703) 451.3325
    Mobile: (571) 594.6178

Call us to begin your application, or complete our secure, free online preapproval application.


 
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